About Phil Jelly

Private Client Director:   Phil has worked at HFMC Wealth since 2007 and moved into the role of a Private Client Director in 2012. He loves meeting people and taking the time to understand what is most important to them and to their families.

Fewer over-55s are downsizing – here are 4 pros and cons to consider before moving home

Downsizing has been a popular strategy for retirees to boost their retirement pots, potentially giving you a cash lump sum if you buy a cheaper home...
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By |2021-12-02T10:35:30+00:00December 1st, 2021|The Wire Winter 2021|Comments Off on Fewer over-55s are downsizing – here are 4 pros and cons to consider before moving home

What climbing Mount Everest can teach you about managing your pension in retirement

Running the four-minute mile or travelling into space, climbing Mount Everest was one of mankind’s great challenges…
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By |2021-02-25T15:01:07+00:00February 23rd, 2021|The Wire Spring 2021|Comments Off on What climbing Mount Everest can teach you about managing your pension in retirement

Helping to build positive impact, charity and philanthropy into our lives

Since its inception, the Veloce charity track day has been one of the ways that we work with our community and support our charitable endeavours…
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By |2019-12-20T11:19:37+00:00December 19th, 2019|The Wire Winter 2019|Comments Off on Helping to build positive impact, charity and philanthropy into our lives

9 potential Inheritance Tax changes to look out for

Single annual personal gift allowance - I recommend reviewing the level of gifting that you are currently making to make best use of this valuable exemption whilst available…
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By |2019-09-13T10:50:12+01:00September 12th, 2019|The Wire Autumn 2019|Comments Off on 9 potential Inheritance Tax changes to look out for

Probate fees increase 3,770% for larger estates

A controversial ‘stealth death tax’ has been introduced on top of Inheritance Tax. The significantly increased probate fee could cost your estate thousands, but is there anything you can do to avoid it?...
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By |2018-12-21T11:13:11+00:00December 13th, 2018|The Wire Winter 2018|Comments Off on Probate fees increase 3,770% for larger estates