My Specialisms:
• Holistic Financial Planning
• Retirement & Pension Planning
• Investment Strategy & Portfolio Management
• Cashflow Planning / Lifetime Modelling
• Estate & Inheritance Planning

My Qualifications
• Over 20 years’ experience gained across several independent financial planning firms
• CII Diploma in Financial Planning (DipPFS)
• Chartered Financial Planner
• Certified Financial Planner (CFP)
• MSc Finance

About me
When I’m not working with clients, I enjoy spending time with my family. I also hold a private pilot’s licence, and flying has become a rewarding way to combine learning, focus and a sense of adventure.

The post David Smith appeared first on HFMC Wealth.

I joined Weston Cummins in 2012 having previously worked for more local IFAs outside of London. I have been working in financial services for over 20 years and have attained the Chartered Financial Planner status. My experience has been built around research and technical knowledge, and I use this when working with the fellow advisers that I support to provide advice to my clients (and theirs). I enjoy being able to help my clients with their planning, alongside those of the other advisers.

I have found that the answer to all financial planning problems lies within the information we can gather from our clients, therefore, listening and asking lots of questions is key to helping you achieve your goals.

About Me

Outside of work I am a keen cyclist and have recently started criterium racing. Along the two wheeled theme, I also own a motorbike and enjoy touring in the UK and Europe, especially the French Alps.

The post Joseph Bacon APFS appeared first on HFMC Wealth.

I believe in a very traditional form of service in my role as a financial adviser. That is providing holistic advice to those who are recommended to me. In many ways this is akin to providing a boutique service, in that all the guidance I give is very specific to the individual receiving the advice and their circumstances.

Typically my clients tend to be in their fifties or sixties and approaching retirement, looking to generate an income having retired, or wanting to consider Inheritance tax planning. In addition I often also look after my clients’ wider family.

About me

I joined HFMC Wealth in 2023, having previously been a director of Weston Cummins where I worked for over 25 years. Over the years I have studied hard to improve the quality of advice that I can provide and I am now a Fellow of the Personal Finance Society.

I get enormous satisfaction from helping my clients achieve their financial objectives, with many becoming long term friends.
Away from the office I love to travel, ski and generally keep fit. Reading and music have been lifelong passions.

The post Nick Frank FPFS appeared first on HFMC Wealth.

I work with long established private client referrals. Over the years I have established a very loyal following which enables me to fulfil planning goals by passing money down through the generations in a tax efficient manner.

Through a very personal and tailored approach, I help my clients fulfil their personal aspirations in regard to their own needs and the needs of the wider family. I have client relationships going back over 30 years. Building these relationships on trust and integrity makes my work extremely rewarding and fulfilling.

About me?

I joined HFMC Wealth in 2023, having previously been the owner of Weston Cummins which I founded in 1990.

I am married with two children and two grandchildren and live in Hampshire.

The post Alan Weston Dip PFS appeared first on HFMC Wealth.

Who do I work with?

My clients are both corporate and private – For my private clients, I offer independent holistic financial planning advice, covering all areas and topics of financial planning, typically to high net worth clients.

I also deal with corporate clients and their directors. I provide advice and support for Workplace pensions, Death In Service, Income Protection and Private Medical Insurance schemes. I mainly deal with small to medium size businesses, helping them create an employee benefit package which meets their industry expectations.

Understanding a client whether they be private clients or corporate clients is a key part to the adviser job, and I feel the communication between client and adviser is key to a successful financial plan and maturing relationship.

About me

Outside of work, I am kept busy with my family, notably my two children who enjoy dancing and football. I am a football coach for my son’s Saturday team, and we both enjoy playing and going to games. Away from my social life and work, I find enjoyment/peace through woodworking, with serval items/structures in my house and garden being built by hand. There is always an excuse to buy a new tool.

Specialisms

Holistic Financial planning
Retirement Planning
Employee benefits

Qualification

Certificate in Financial Planning & Long Term Care Insurance

The post Steve Powis DIPPFS appeared first on HFMC Wealth.

I have worked in the financial services industry for over 10 years, providing bespoke financial planning and wealth management services to individuals and families from all different backgrounds.

I work in partnership with my clients to provide clarity and peace of mind, empowering them to be confident in their financial decisions both now and for the future.  

Taking the time to listen and understand my clients’ financial goals and lifetime ambitions allows me to construct a robust financial plan tailored exclusively to their needs.

About me?

After graduating from the University of Exeter with a Mathematics and Economics degree, I joined the Financial Services industry in 2011 as I was passionate about helping individuals make the best decisions about their finances.

I began my career at a boutique Independent Financial Planning firm and moved through the various support and paraplanner roles as my studies progressed to a Chartered Financial Planner in 2017. I joined HFMC Wealth as a Senior Private Client Adviser in 2022.

Away from the office, I like to keep active and enjoy snow skiing in the winter and water-skiing in the summer along with swimming, cycling, and running.

I also enjoy spending time with my family and friends and travelling.

The post Louise Shepherd APFS appeared first on HFMC Wealth.

I have been involved in Financial Services for 30 years. I help individuals, families and business make sound financial decisions to help achieve their goals. I work mainly with clients in the Southeast of England and I have a strong relation with Accountants and Solicitors where many of my client referrals emanate. My advice is provided in a fee basis with the first consultation carried out on a non-cost no obligation basis. I utilise the latest financial planning software to demonstrate the initial plan which is then reviewed regularly to ensure it remains on track.

About me?

Outside of work I enjoy most sports but other than golf I tend to be a taxi service for my children’s sporting activity.

The post Philip Kingscott DipPFS appeared first on HFMC Wealth.

I work in close partnership with my clients. I advise wealthy clients from all walks and stages of life. My clients recognise the need for advice over their wealth, to protect and grow their wealth for the benefit of them and their family. I am fortunate to have worked with the same clients for two decades and whom have been clients of the firm, in some cases since the 1980’s.

About me?

Married with two children, I graduated in 1997 and entered financial services in late 1999. I have worked at a large national firm along with boutique wealth management firms and have advised a wide range of clients from those starting out, to those who have retired. Time away from work is spent enjoying life with my family and when time and my body allows, playing football and tennis.

The post Mark Creed APFS appeared first on HFMC Wealth.

Working in financial services for over 25 years, I have gained a wealth of experience with both individual high net worth and ultra high net worth clients, on both a domestic and multi jurisdictional level.

I’m in a fortunate position that I have worked with many clients from a range of backgrounds for several years running into decades and as such have a detailed understanding of them and their wider family which change as life evolves. We discuss clients’ goals, provide a thorough structured plan to achieve these goals and navigate the changes and challenges along the way, be this change of job role or country, transitioning from working life to financial independence, providing for children and the wider family, all with an overlay of being mindful of tax positions. This allows clients to then focus on their life and what they enjoy, secure in the knowledge that their financial aspects are simplified, understood and work. It’s hugely rewarding for all involved.

About me?

Beyond work, I have a young family which keeps me busy and entertained. I enjoy yoga, running (listening to a good podcast) and planning my next trip.

Other qualifications

• Fellow of Personal Finance Society (FPFS)

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With many years of experience in international financial planning, clients who seek my advice are typically non domiciled or have an international dimension to their lives.

I provide private clients and families with a framework for their wealth that is portable and tax efficient across jurisdictions. In addition to providing long-term wealth management solutions, I have an expertise in international pension plans.

About me

Many years of working in international private banking has provided a solid base for my knowledge of residency and domicile, offshore pensions, trusts and estate planning. Collaborating with leading international tax lawyers enables me to coordinate my advice with legal and tax considerations in different jurisdictions.

I have been fortunate to have the opportunity to contribute to the success of HFMC Wealth’s International proposition and while knowledge and experience have provided a necessary foundation for this, I believe that getting to know clients on an individual basis and gaining a deep understanding of each one’s values and aspirations is fundamental to my adding value to their lives.

My interest in international matters extends outside of work, with a love of travel, exploring new places and meeting people of all nationalities.

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