My Specialisms:
• Holistic Financial Planning
• Retirement & Pension Planning
• Investment Strategy & Portfolio Management
• Cashflow Planning / Lifetime Modelling
• Estate & Inheritance Planning

My Qualifications
• Over 20 years’ experience gained across several independent financial planning firms
• CII Diploma in Financial Planning (DipPFS)
• Chartered Financial Planner
• Certified Financial Planner (CFP)
• MSc Finance

About me
When I’m not working with clients, I enjoy spending time with my family. I also hold a private pilot’s licence, and flying has become a rewarding way to combine learning, focus and a sense of adventure.

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I have worked with a wide variety of client situations helping them focus on understanding their objectives and motivations, leading to a financial plan that is suitable and tailored specifically for them.

I believe in a traditional approach built on a strong client adviser relationship to ensure clients stay on track and allow them to spend their time on the things that are important to them.

About me?

From a very young age my parents involved me in their financial affairs, and I developed a strong relationship with their advisor, who we now count as a close family friend. It was that clear, sensible advice from a long-term trusted relationship with my family that motivated me to join the financial services upon leaving university. I went on to hold various corporate and technical roles within both small and large financial institutions until I felt I had the experience and skill set to really add value to client outcomes in an adviser role.

I studied hard over the years to improve my knowledge for the benefit of the clients I work with to be able to provide them with the holistic advice their circumstances require. Joining HFMC Wealth was the natural next step to broaden the services and improve the outcomes clients deserve.

Outside of my work commitments, I have a young family of my own now and enjoy being involved with their schoolwork and extra-curricular activities. I am lucky to have a very supportive wife who allows me to spend my own down time cycling, swimming, and running, competing in the occasion triathlon.

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I am dedicated to working with financially successful, solution-orientated individuals and families, helping them develop personalised strategies to meet their long-term aspirations and financial goals.

At HFMC Wealth I collaborate with a talented team, ensuring our clients benefit from a modern, proactive approach to financial planning.

About me?

As a chartered financial planner with over 20 years of experience, I’ve had the privilege of guiding clients through a wide range of financial challenges and opportunities. For the past decade, I’ve been part of HFMC Wealth, a firm that stands out for its exceptional culture, strong values, and commitment to client success.

I graduated from Portsmouth University with a BA Hons degree in Economic and Social History. I have since attained both Chartered and Fellowship status with the Personal Finance Society (PFS).

My passion at work is creating comprehensive lifetime cash flow models that help clients visualise their financial future with confidence. I take time to test the financial boundaries, exploring the “what if” questions that arise throughout life.

Once a plan is agreed, I ensure we revisit it at least annually, holding clients accountable to their goals, while making any necessary adjustments to keep them on course.

Outside of work

I live in a bilingual household with my husband and our young daughter. We love to travel frequently, exploring Europe and beyond whenever possible, immersing ourselves in different cultures, languages, and cuisines.

I’ve been a lifelong squash player, competing at club and county level for over 3 decades. I currently captain a premier division team on the South Coast.

When not on a squash court, I enjoy spending quality time with my family, cooking, and indulging in my love of reading.

Other qualifications

Fellow of Personal Finance Society (FPFS)

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I have been working with clients from all over the UK for the last 22 years helping them on their property journey. Starting with first time buyers all the way through to lending in retirement and lifetime mortgages/equity release.

I have also had the opportunity to help property investors grow their property portfolios as well as corporate clients acquiring commercial premises and development projects.

The key driver to the success of the work we have carried out over the years is the meticulous planning for each and every finance requirement. Whether a first time buyer, or professional landlord, each and every transaction is planned to make the purchase journey as smooth as possible for all parties involved.

About me?

I am married to Ali and we have 2 lovely daughters together with a little Havanese dog.
Beyond work, I help run one of the local synagogues in organising events and ensuring the members feel welcome and connected to the community.

Keeping fit has always been part of my makeup and so you’ll find me at the gym each week staying focused and energised.

My specialisms

Residential Mortgages
Buy-To-Lets for individuals and companies.
Commercial, development and bridging finance
Equity release / Later life lending
Business / Shareholder/Keyman protection
Personal protection

My qualifications

Certificate in Equity Release
Financial Planning Certificate 1,2,3
Mortgage Advice Qualifications

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I joined Weston Cummins in 2012 having previously worked for more local IFAs outside of London. I have been working in financial services for over 20 years and have attained the Chartered Financial Planner status. My experience has been built around research and technical knowledge, and I use this when working with the fellow advisers that I support to provide advice to my clients (and theirs). I enjoy being able to help my clients with their planning, alongside those of the other advisers.

I have found that the answer to all financial planning problems lies within the information we can gather from our clients, therefore, listening and asking lots of questions is key to helping you achieve your goals.

About Me

Outside of work I am a keen cyclist and have recently started criterium racing. Along the two wheeled theme, I also own a motorbike and enjoy touring in the UK and Europe, especially the French Alps.

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I believe in a very traditional form of service in my role as a financial adviser. That is providing holistic advice to those who are recommended to me. In many ways this is akin to providing a boutique service, in that all the guidance I give is very specific to the individual receiving the advice and their circumstances.

Typically my clients tend to be in their fifties or sixties and approaching retirement, looking to generate an income having retired, or wanting to consider Inheritance tax planning. In addition I often also look after my clients’ wider family.

About me

I joined HFMC Wealth in 2023, having previously been a director of Weston Cummins where I worked for over 25 years. Over the years I have studied hard to improve the quality of advice that I can provide and I am now a Fellow of the Personal Finance Society.

I get enormous satisfaction from helping my clients achieve their financial objectives, with many becoming long term friends.
Away from the office I love to travel, ski and generally keep fit. Reading and music have been lifelong passions.

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I work with private clients who require personalised and high-quality tax compliance and advisory services. Our clients have varied backgrounds and to name a few, they are business executives, consultants, investors (including for example, property investors, angel investors, venture capital investors), retirees, non-residents, businessperson, professionals (including for example, finance, legal, accounting, private equity etc).

About me?

I qualified as a Chartered Tax Adviser working for EY (one of the big four accounting firms globally) as a member of its private client services team and providing services to high-net-worth individuals as well as global law firms operating in the UK as professional partnerships. Over the last 19 years, I have had the opportunity to work for small, medium as well as one of the largest professional services firms in the world. I have worked as part of the HFMC Wealth Group for the last 13 years and have an in-depth understanding of the taxation of various investments including tax advantaged specialist investments. I am currently responsible for leading HFMC’s Tax Team, and we are committed to providing personalised high quality services to our clients.

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Specialising in working with entrepreneurs, professionals and their families, I’m passionate about helping people have a rich and fulfilling life, both now and in the future.
 
I do this by creating bespoke financial plans that bring this into focus, and by guiding clients to be more intentional with their money over the long term.

About me?

I’m a Chartered Financial Planner with over a decade of experience in financial services.
 
Over the years, I’ve had the pleasure of working with diverse and interesting clients, in my previous roles at a Private Bank and a chartered financial planning firm, and now at HFMC Wealth.
 
For me, living a rich and fulfilling life means travelling extensively, seeking out new challenges and experiences, and keeping physically and mentally active. On the weekends, I can be found out and about, enjoying all of the great live music, theatre, and most importantly, food, that London has to offer.

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I work in close partnership with my clients. I advise on clients from all walks of life including Medical, Media, Sports, Entertainment and Professionals who have very busy lives. Regardless of background all like to find a Trusted Adviser who can assist them with their planning to secure their Future Wellbeing.

About me?

I graduated in 1981 and joined a graduate programme in Financial Services. Following this in 1985 I established a directly authorised Financial Services business in conjunction with a Firm of West End accountants.

In 1988, having gained a wealth of experience with both individual and corporate clients I joined R & S Associates as a Partner.  During this time I continued to develop Professional Connections with Accountants and Solicitors, advising both individual and corporate clients.

I chose to ally R&S Associates with HFMC Wealth in 2023 so that I could provide a greater range of services to my high net worth clients, something that was difficult to do as a smaller firm.

Away from the office, I have a passion for music and in particular, Jazz. I also have a passion for climbing mountains and have done so for many years, although the mountains seems to get higher and harder as the years go on!

Other qualifications

• Fellow of Personal Finance Society (FPFS)

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I work predominantly with private clients. I focus on helping clients protect what they have, and to successfully transfer their wealth to future generations, whilst ensuring they retain sufficient to support their desired lifestyle. This often results in working closely and collaboratively with my client’s legal and tax advisers.

My clients are frequently entrepreneurs, and senior managers and directors who are either approaching or have recently made the transition into retirement. My clients are frequently time poor and looking for a trusted adviser to whom they can delegate.

The most enjoyable part of my role is working with our clients. Meeting new people, hearing their story, and understanding where they are in life, how they have got there, and what lies ahead is fascinating, as everyone is unique. I find it incredibly rewarding being able to simplify complex decisions, and helping clients make sensible informed decisions around their future options.

About me?

Outside work, I have been married to Marie since 2003, and we have two children. We enjoy walking in the local Kent countryside where we live, especially if a pub beer garden can be included in the route! I enjoy a social round of golf, and a day at the test match with friends is a regular summer event.

I started working in Financial Services in 1987 in the City of London. After 20 years in various corporate roles, with insurance companies AXA and Aviva, and then with the Swiss private bank UBS, I decided it was the right time use the experience gained in an advice role.

I was previously working alongside Vince Lane at R&S Associates as a Chartered Financial Planner until our alliance with HFMC Wealth in 2023, providing a greater range of services to my high net worth clients, something that was difficult to do as a smaller firm.

Other qualifications

• Fellow of Personal Finance Society (FPFS)

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