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Both David and I have been somewhat reticent about approaching a financial adviser, it never seemed the right time. However you have shown that in doing so, it can inspire very positive changes.

I feel very fortunate that you and your colleagues at HFMC took over the process of (encashing £6m pension holdings to transfer into a SIPP) at a time when neither Mckinsey, accountants, lawyers, SIPP candidates nor HMRC were prepared to take any responsibility for anything and this risked prolonging the process indefinitely. Your focus, chivvying and willingness, collectively, to push the relevant players onto the next stage while checking the accuracy of their progress on the way, enabled a prolonged process, in danger of cantering out of control, to be brought back into line and progressed to its conclusion. It is very much appreciated.

HFMC have been a vital part of my personal and business life for many years now and I have always valued their diligent advice. I doubt whether my affairs would be in such good shape were it not for their being part of my life. They have constantly pointed me in the right direction which is of paramount importance in an increasingly complicated world and they have guided me through the maze of conflicting pieces of fiscal legislation. I never stop blessing the day HFMC was recommended to me by my son-in-law.

I have used HFMC to advise me and my family on our financial affairs for almost 20 years. I have worked with Jeremy Hoyland as well as many of his colleagues and found the same high standard of integrity and professionalism throughout the firm. As my personal and business affairs have grown in complexity and size, HFMC have always been able to provide sophisticated and client friendly solutions and advice. I have had no hesitation in recommending HFMC to other members of my family and friends, which I regard as the ultimate test of a client relationship.