My Specialisms:
• Holistic Financial Planning
• Retirement & Pension Planning
• Investment Strategy & Portfolio Management
• Cashflow Planning / Lifetime Modelling
• Estate & Inheritance Planning

My Qualifications
• Over 20 years’ experience gained across several independent financial planning firms
• CII Diploma in Financial Planning (DipPFS)
• Chartered Financial Planner
• Certified Financial Planner (CFP)
• MSc Finance

About me
When I’m not working with clients, I enjoy spending time with my family. I also hold a private pilot’s licence, and flying has become a rewarding way to combine learning, focus and a sense of adventure.

The post David Smith appeared first on HFMC Wealth.

I have worked with a wide variety of client situations helping them focus on understanding their objectives and motivations, leading to a financial plan that is suitable and tailored specifically for them.

I believe in a traditional approach built on a strong client adviser relationship to ensure clients stay on track and allow them to spend their time on the things that are important to them.

About me?

From a very young age my parents involved me in their financial affairs, and I developed a strong relationship with their advisor, who we now count as a close family friend. It was that clear, sensible advice from a long-term trusted relationship with my family that motivated me to join the financial services upon leaving university. I went on to hold various corporate and technical roles within both small and large financial institutions until I felt I had the experience and skill set to really add value to client outcomes in an adviser role.

I studied hard over the years to improve my knowledge for the benefit of the clients I work with to be able to provide them with the holistic advice their circumstances require. Joining HFMC Wealth was the natural next step to broaden the services and improve the outcomes clients deserve.

Outside of my work commitments, I have a young family of my own now and enjoy being involved with their schoolwork and extra-curricular activities. I am lucky to have a very supportive wife who allows me to spend my own down time cycling, swimming, and running, competing in the occasion triathlon.

The post Ashley Powles appeared first on HFMC Wealth.

I am dedicated to working with financially successful, solution-orientated individuals and families, helping them develop personalised strategies to meet their long-term aspirations and financial goals.

At HFMC Wealth I collaborate with a talented team, ensuring our clients benefit from a modern, proactive approach to financial planning.

About me?

As a chartered financial planner with over 20 years of experience, I’ve had the privilege of guiding clients through a wide range of financial challenges and opportunities. For the past decade, I’ve been part of HFMC Wealth, a firm that stands out for its exceptional culture, strong values, and commitment to client success.

I graduated from Portsmouth University with a BA Hons degree in Economic and Social History. I have since attained both Chartered and Fellowship status with the Personal Finance Society (PFS).

My passion at work is creating comprehensive lifetime cash flow models that help clients visualise their financial future with confidence. I take time to test the financial boundaries, exploring the “what if” questions that arise throughout life.

Once a plan is agreed, I ensure we revisit it at least annually, holding clients accountable to their goals, while making any necessary adjustments to keep them on course.

Outside of work

I live in a bilingual household with my husband and our young daughter. We love to travel frequently, exploring Europe and beyond whenever possible, immersing ourselves in different cultures, languages, and cuisines.

I’ve been a lifelong squash player, competing at club and county level for over 3 decades. I currently captain a premier division team on the South Coast.

When not on a squash court, I enjoy spending quality time with my family, cooking, and indulging in my love of reading.

Other qualifications

Fellow of Personal Finance Society (FPFS)

The post Caroline Richmond FPFS appeared first on HFMC Wealth.

I joined Weston Cummins in 2012 having previously worked for more local IFAs outside of London. I have been working in financial services for over 20 years and have attained the Chartered Financial Planner status. My experience has been built around research and technical knowledge, and I use this when working with the fellow advisers that I support to provide advice to my clients (and theirs). I enjoy being able to help my clients with their planning, alongside those of the other advisers.

I have found that the answer to all financial planning problems lies within the information we can gather from our clients, therefore, listening and asking lots of questions is key to helping you achieve your goals.

About Me

Outside of work I am a keen cyclist and have recently started criterium racing. Along the two wheeled theme, I also own a motorbike and enjoy touring in the UK and Europe, especially the French Alps.

The post Joseph Bacon APFS appeared first on HFMC Wealth.

I believe in a very traditional form of service in my role as a financial adviser. That is providing holistic advice to those who are recommended to me. In many ways this is akin to providing a boutique service, in that all the guidance I give is very specific to the individual receiving the advice and their circumstances.

Typically my clients tend to be in their fifties or sixties and approaching retirement, looking to generate an income having retired, or wanting to consider Inheritance tax planning. In addition I often also look after my clients’ wider family.

About me

I joined HFMC Wealth in 2023, having previously been a director of Weston Cummins where I worked for over 25 years. Over the years I have studied hard to improve the quality of advice that I can provide and I am now a Fellow of the Personal Finance Society.

I get enormous satisfaction from helping my clients achieve their financial objectives, with many becoming long term friends.
Away from the office I love to travel, ski and generally keep fit. Reading and music have been lifelong passions.

The post Nick Frank FPFS appeared first on HFMC Wealth.

I work with long established private client referrals. Over the years I have established a very loyal following which enables me to fulfil planning goals by passing money down through the generations in a tax efficient manner.

Through a very personal and tailored approach, I help my clients fulfil their personal aspirations in regard to their own needs and the needs of the wider family. I have client relationships going back over 30 years. Building these relationships on trust and integrity makes my work extremely rewarding and fulfilling.

About me?

I joined HFMC Wealth in 2023, having previously been the owner of Weston Cummins which I founded in 1990.

I am married with two children and two grandchildren and live in Hampshire.

The post Alan Weston Dip PFS appeared first on HFMC Wealth.

Who do I work with?

My clients are both corporate and private – For my private clients, I offer independent holistic financial planning advice, covering all areas and topics of financial planning, typically to high net worth clients.

I also deal with corporate clients and their directors. I provide advice and support for Workplace pensions, Death In Service, Income Protection and Private Medical Insurance schemes. I mainly deal with small to medium size businesses, helping them create an employee benefit package which meets their industry expectations.

Understanding a client whether they be private clients or corporate clients is a key part to the adviser job, and I feel the communication between client and adviser is key to a successful financial plan and maturing relationship.

About me

Outside of work, I am kept busy with my family, notably my two children who enjoy dancing and football. I am a football coach for my son’s Saturday team, and we both enjoy playing and going to games. Away from my social life and work, I find enjoyment/peace through woodworking, with serval items/structures in my house and garden being built by hand. There is always an excuse to buy a new tool.

Specialisms

Holistic Financial planning
Retirement Planning
Employee benefits

Qualification

Certificate in Financial Planning & Long Term Care Insurance

The post Steve Powis DIPPFS appeared first on HFMC Wealth.

Specialising in working with entrepreneurs, professionals and their families, I’m passionate about helping people have a rich and fulfilling life, both now and in the future.
 
I do this by creating bespoke financial plans that bring this into focus, and by guiding clients to be more intentional with their money over the long term.

About me?

I’m a Chartered Financial Planner with over a decade of experience in financial services.
 
Over the years, I’ve had the pleasure of working with diverse and interesting clients, in my previous roles at a Private Bank and a chartered financial planning firm, and now at HFMC Wealth.
 
For me, living a rich and fulfilling life means travelling extensively, seeking out new challenges and experiences, and keeping physically and mentally active. On the weekends, I can be found out and about, enjoying all of the great live music, theatre, and most importantly, food, that London has to offer.

The post Dominic Tryczynski appeared first on HFMC Wealth.

I work in close partnership with my clients. I advise on clients from all walks of life including Medical, Media, Sports, Entertainment and Professionals who have very busy lives. Regardless of background all like to find a Trusted Adviser who can assist them with their planning to secure their Future Wellbeing.

About me?

I graduated in 1981 and joined a graduate programme in Financial Services. Following this in 1985 I established a directly authorised Financial Services business in conjunction with a Firm of West End accountants.

In 1988, having gained a wealth of experience with both individual and corporate clients I joined R & S Associates as a Partner.  During this time I continued to develop Professional Connections with Accountants and Solicitors, advising both individual and corporate clients.

I chose to ally R&S Associates with HFMC Wealth in 2023 so that I could provide a greater range of services to my high net worth clients, something that was difficult to do as a smaller firm.

Away from the office, I have a passion for music and in particular, Jazz. I also have a passion for climbing mountains and have done so for many years, although the mountains seems to get higher and harder as the years go on!

Other qualifications

• Fellow of Personal Finance Society (FPFS)

The post Vince Lane FPFS appeared first on HFMC Wealth.

I work predominantly with private clients. I focus on helping clients protect what they have, and to successfully transfer their wealth to future generations, whilst ensuring they retain sufficient to support their desired lifestyle. This often results in working closely and collaboratively with my client’s legal and tax advisers.

My clients are frequently entrepreneurs, and senior managers and directors who are either approaching or have recently made the transition into retirement. My clients are frequently time poor and looking for a trusted adviser to whom they can delegate.

The most enjoyable part of my role is working with our clients. Meeting new people, hearing their story, and understanding where they are in life, how they have got there, and what lies ahead is fascinating, as everyone is unique. I find it incredibly rewarding being able to simplify complex decisions, and helping clients make sensible informed decisions around their future options.

About me?

Outside work, I have been married to Marie since 2003, and we have two children. We enjoy walking in the local Kent countryside where we live, especially if a pub beer garden can be included in the route! I enjoy a social round of golf, and a day at the test match with friends is a regular summer event.

I started working in Financial Services in 1987 in the City of London. After 20 years in various corporate roles, with insurance companies AXA and Aviva, and then with the Swiss private bank UBS, I decided it was the right time use the experience gained in an advice role.

I was previously working alongside Vince Lane at R&S Associates as a Chartered Financial Planner until our alliance with HFMC Wealth in 2023, providing a greater range of services to my high net worth clients, something that was difficult to do as a smaller firm.

Other qualifications

• Fellow of Personal Finance Society (FPFS)

The post Darren Berry FPFS TEP appeared first on HFMC Wealth.