Estate & Succession Planning Archives

Joseph Bacon APFS

My experience I joined Weston Cummins in 2012 having previously worked for more local IFAs outside of London. I have been working in financial services for over 20 years and have attained the Chartered Financial Planner status. My experience has been built around research and technical knowledge, and I use this when working with the fellow advisers that I support to provide advice to my clients (and theirs). I enjoy being able to help my clients with their planning, alongside those of the other advisers. I have found that the answer to all financial planning problems lies within the information we can gather from our clients, therefore, listening and asking lots of questions is key to helping you achieve your goals. About Me Outside of work I am a keen cyclist and have recently started criterium racing. Along the two wheeled theme, I also own a motorbike and enjoy touring

19 April 2023 No Comments

Nick Frank FPFS

Who do I work with? I believe in a very traditional form of service in my role as a financial adviser. That is providing holistic advice to those who are recommended to me. In many ways this is akin to providing a boutique service, in that all the guidance I give is very specific to the individual receiving the advice and their circumstances. Typically my clients tend to be in their fifties or sixties and approaching retirement, looking to generate an income having retired, or wanting to consider Inheritance tax planning. In addition I often also look after my clients’ wider family. About me I joined HFMC Wealth in 2023, having previously been a director of Weston Cummins where I worked for over 25 years. Over the years I have studied hard to improve the quality of advice that I can provide and I am now a Fellow of the

19 April 2023 No Comments

Alan Weston Dip PFS

Who do I work with? I work with long established private client referrals. Over the years I have established a very loyal following which enables me to fulfil planning goals by passing money down through the generations in a tax efficient manner. Through a very personal and tailored approach, I help my clients fulfil their personal aspirations in regard to their own needs and the needs of the wider family. I have client relationships going back over 30 years. Building these relationships on trust and integrity makes my work extremely rewarding and fulfilling. About me? I joined HFMC Wealth in 2023, having previously been the owner of Weston Cummins which I founded in 1990. I am married with two children and two grandchildren and live in Hampshire.

19 April 2023 No Comments

Steve Powis DIPPFS

Working in financial services for almost 20 years, I have gained a wealth of experience. I am used to dealing with a broad range of clients with different aims, life cycles, and needs, and doing so has developed me into the adviser I am today. I have been advising clients since 2007, ever since joining Weston Cummins, who in turn joined HFMC Wealth in 2023 to be able to provide even greater services to existing and new clients. Who do I work with? My clients are both corporate and private – For my private clients, I offer independent holistic financial planning advice, covering all areas and topics of financial planning, typically to high net worth clients. I also deal with corporate clients and their directors. I provide advice and support for Workplace pensions, Death In Service, Income Protection and Private Medical Insurance schemes. I mainly deal with small to

19 April 2023 No Comments

Louise Shepherd APFS

Who do I work with? I have worked in the financial services industry for over 10 years, providing bespoke financial planning and wealth management services to individuals and families from all different backgrounds. I work in partnership with my clients to provide clarity and peace of mind, empowering them to be confident in their financial decisions both now and for the future. Taking the time to listen and understand my clients’ financial goals and lifetime ambitions allows me to construct a robust financial plan tailored exclusively to their needs. About me? After graduating from the University of Exeter with a Mathematics and Economics degree, I joined the Financial Services industry in 2011 as I was passionate about helping individuals make the best decisions about their finances. I began my career at a boutique Independent Financial Planning firm and moved through the various support and paraplanner roles as my studies

3 February 2023 No Comments

Philip Kingscott DipPFS

Who do I work with? I have been involved in Financial Services for 30 years. I help individuals, families and business make sound financial decisions to help achieve their goals. I work mainly with clients in the Southeast of England and I have a strong relation with Accountants and Solicitors where many of my client referrals emanate. My advice is provided in a fee basis with the first consultation carried out on a non-cost no obligation basis. I utilise the latest financial planning software to demonstrate the initial plan which is then reviewed regularly to ensure it remains on track. About me? Outside of work I enjoy most sports but other than golf I tend to be a taxi service for my children’s sporting activity.

3 February 2023 No Comments

Mark Creed APFS

Who do I work with? I work in close partnership with my clients. I advise wealthy clients from all walks and stages of life. My clients recognise the need for advice over their wealth, to protect and grow their wealth for the benefit of them and their family. I am fortunate to have worked with the same clients for two decades and whom have been clients of the firm, in some cases since the 1980’s. About me? Married with two children, I graduated in 1997 and entered financial services in late 1999. I have worked at a large national firm along with boutique wealth management firms and have advised a wide range of clients from those starting out, to those who have retired. Time away from work is spent enjoying life with my family and when time and my body allows, playing football and tennis.

3 February 2023 No Comments

Caroline Maxwell

Who do I work with? Working in financial services for over 25 years, I have gained a wealth of experience with both individual high net worth and ultra high net worth clients, on both a domestic and multi jurisdictional level. I’m in a fortunate position that I have worked with many clients from a range of backgrounds for several years running into decades and as such have a detailed understanding of them and their wider family which change as life evolves. We discuss clients’ goals, provide a thorough structured plan to achieve these goals and navigate the changes and challenges along the way, be this change of job role or country, transitioning from working life to financial independence, providing for children and the wider family, all with an overlay of being mindful of tax positions. This allows clients to then focus on their life and what they enjoy, secure in

3 February 2023 No Comments

Steve Jerome DipPFS

Who do I work with? My typical clients run their own businesses or are in a senior employed position, approaching or in retirement. A good ‘fit’ is someone who is looking for advice on how to identify, achieve and maintain their desired lifestyle, without the fear of ever running out of money. They will generally have investable assets of at least £300,000. I provide a long-term, holistic financial planning service to my clients. This focuses on them and their objectives for the rest of their lives. As a consequence, my service is not for those seeking a product-orientated or ‘transactional’ relationship. I enjoy taking the time to get to know someone, to really understand them, their aims and objectives before we start talking about what solutions might be appropriate. It’s because of this approach that my clients trust me and have stayed with me for many years. It’s very much

3 February 2023 No Comments

Gina Garman-Jarratt

Who do I work with? With many years of experience in international financial planning, clients who seek my advice are typically non domiciled or have an international dimension to their lives. I provide private clients and families with a framework for their wealth that is portable and tax efficient across jurisdictions. In addition to providing long-term wealth management solutions, I have an expertise in international pension plans. About me Many years of working in international private banking has provided a solid base for my knowledge of residency and domicile, offshore pensions, trusts and estate planning. Collaborating with leading international tax lawyers enables me to coordinate my advice with legal and tax considerations in different jurisdictions. I have been fortunate to have the opportunity to contribute to the success of HFMC Wealth’s International proposition and while knowledge and experience have provided a necessary foundation for this, I believe that getting to

3 February 2023 No Comments

INSIGHTS

Joseph Bacon APFS

Nick Frank FPFS

Alan Weston Dip PFS

Steve Powis DIPPFS

Louise Shepherd APFS

Philip Kingscott DipPFS

Mark Creed APFS

Caroline Maxwell

Steve Jerome DipPFS

Gina Garman-Jarratt

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