After a year of unpredictable politics and resulting market turbulence, the excitement didn’t let up in November. Rachel Reeves delivered an unusually late Autumn Budget, but only after the Office for Budget Responsibility (OBR) accidentally leaked the details online, via the early publication of its economic forecast.
As the dust settles on her announcements, tax-efficient and long-term financial planning is set to become more important than ever in 2026 and beyond.
Important life milestones and events can always shift your priorities, and none of us can ever truly know what is around the corner. With that in mind, we begin our winter 2025 edition of The Wire with two major life events: divorce and death.
First up, read about how a recent high-profile divorce case has highlighted the need for divorce lawyers and finance professionals to understand the evolving landscape of digital wealth. Cryptocurrency is just one area where assets can be hidden, forgotten, or misvalued. But the right advice at the right time can pay dividends, especially for those with a high net worth.
Next, the death of rock superstar Ozzy Osbourne in July left millions of adoring fans mourning their “Prince of Darkness”. But his death also exposed the legacy and inheritance challenges that frequently arise for high net wealth individuals (HNWIs).
Ozzy’s estate – estimated at $220 million – was split between his UK and US homes and set to be distributed among his blended family. Read about how HFMC’s team of professionals could help you to iron out the issues in your estate plan to ensure you don’t leave unnecessary headaches for those you leave behind.
Elsewhere, the festive period is upon us, and while contributions to their pensions might not be high on your children or grandchildren’s Christmas list, an investment could prove to be the gift that keeps on giving. Read about how to give your loved ones a stable financial start in life and how doing so could be tax-efficient for you too.
Next, fiscal drag has been a mainstay of financial planning for the last few years. Allowance and threshold freezes are set to continue. Read about how your tax bill as an HNWI will increase between now and 2031 and how expert advice can help to mitigate this rise.
Finally, it wouldn’t be December without a Christmas market, and Europe boasts some of the best. Read your rundown of five incredible markets to visit as part of your last-minute winter getaway.
I’d like to take this opportunity to thank you all for your continued trust in HFMC Wealth. I wish you and your loved ones all the best for a merry festive season, and I look forward to our continued partnership in 2026.
