Cashflow Planning & Modelling Archives - Page 2 of 2

Caroline Maxwell

Who do I work with? Working in financial services for over 25 years, I have gained a wealth of experience with both individual high net worth and ultra high net worth clients, on both a domestic and multi jurisdictional level. I’m in a fortunate position that I have worked with many clients from a range of backgrounds for several years running into decades and as such have a detailed understanding of them and their wider family which change as life evolves. We discuss clients’ goals, provide a thorough structured plan to achieve these goals and navigate the changes and challenges along the way, be this change of job role or country, transitioning from working life to financial independence, providing for children and the wider family, all with an overlay of being mindful of tax positions. This allows clients to then focus on their life and what they enjoy, secure in

3 February 2023 No Comments

Steve Jerome DipPFS

Who do I work with? My typical clients run their own businesses or are in a senior employed position, approaching or in retirement. A good ‘fit’ is someone who is looking for advice on how to identify, achieve and maintain their desired lifestyle, without the fear of ever running out of money. They will generally have investable assets of at least £300,000. I provide a long-term, holistic financial planning service to my clients. This focuses on them and their objectives for the rest of their lives. As a consequence, my service is not for those seeking a product-orientated or ‘transactional’ relationship. I enjoy taking the time to get to know someone, to really understand them, their aims and objectives before we start talking about what solutions might be appropriate. It’s because of this approach that my clients trust me and have stayed with me for many years. It’s very much

3 February 2023 No Comments

Mark Morris FPFS

Who do I work with? My typical clients are looking to build towards their retirement or, if already in retirement, looking to preserve their lifestyle and make their money work for them. Thus, I specialise in investment planning, pre- and post-retirement planning and inheritance tax planning; whilst aiming to meet any specific life objectives along the way. I take an analytical approach to providing advice. My aim is to become a long-term trusted adviser for all my clients and their families, focussing on the bigger picture to meet their needs whilst taking the “pain” of financial planning minutiae off their plates. About me? I graduated from Exeter University in 1997 and have worked in Financial Services ever since. I have always worked for independent financial adviser firms, something I feel is important when providing advice. I joined HFMC Wealth in 2014, where the client focussed, family friendly and professional culture

3 February 2023 No Comments

Phil Patient FPFS

Who do I work with? I am privileged to work with clients I respect and admire; creating smart solutions for them and helping them mould their wealth to their lives, sharing their amazing life journeys along the way. I specialise in cash flow planning, asset structuring, pension transfers along with the technicalities of estate and succession planning. About me I am married with two children, having met my wife overseas whilst living in Japan. I love great wine, fantastic food and enjoy watching rugby and playing tennis. I am straight talking, and am inspired to help people use their wealth to be good to themselves and compassionate to others. I volunteer with the Personal Finance Society to help educate young children about finance and am an Ambassador for Insuring Women’s Futures, seeking to bring financial equality for women. Other qualifications • Fellow of Personal Finance Society (FPFS)

3 February 2023 No Comments

Marc Shackman

Who do I work with? I work in close partnership with clients, providing in-depth technical analysis of their financial position and how it can be arranged in as efficient a manner possible. In most cases this is centred around an holistic plan that considers a client’s goals, aspirations and objectives and how their finances can be best positioned to meet these over their lifetimes. About me? I have worked in financial services since graduating from university in 2003, initially working for a boutique foreign currency mortgage company before switching focus to financial planning. Over my career I have worked primarily with High Net Worth/Ultra High Net Worth clients in a range of fields from entertainment and sport to medicine and banking. Away from the office I am a keen traveller and cook and in particular a lover of all things Italian.

3 February 2023 No Comments

Luis Amato APFS

Who do I work with? I work closely with my clients to ensure they are getting the most out of their lives whilst maintaining a comfortable and healthy financial situation. My clients range from those in their younger years looking to balance the demands of life around their finances and those in their later years, ensuring they outlive their money and plan for the next generations. It is important for me to put my clients needs at the heart of everything I do as their financial planner and advise them accordingly as their needs/requirements develop. About me? After spending 9 years at a trading company from the early age of 16, I decided to move into the world of financial planning. This was a natural move for me as I’ve always had an interest in the investment world and having invested from an early age myself, I have seen the

3 February 2023 No Comments

Leon Blake DipPFS

Who do I work with? I work with clients and families in setting and then managing their financial goals, giving them more time to focus on what is most important to them. Understanding what has brought a client to where they are currently and what they are looking for in the future is necessary to successfully begin planning to build the financially sustainable lifestyle we all aim for. About me? Having graduated from the University of Warwick in 2001, I entered the independent advice sector and have worked my way from a temporary administrative support role to qualified Financial Adviser. In 2009 I joined HFMC Wealth and since then I have been able to grow further as a Private Client Adviser with the help of the great range of internal services and expertise available, which has only benefitted the clients I work with. Away from the office, I have a

3 February 2023 No Comments

Kev Burns DipPFS

Who do I work with? I work alongside Marcus Carlton providing advice to a range of clients who are cohesive in knowing what is important about money to them and can articulate their future goals which will take money and planning to achieve. Our planning process is quite unique as it has been created with the aim of understanding our clients core values and deepest aspirations first and foremost. We have reshaped the traditional advice delivery and modernised the conversation to deliver a first-class, client centric experience without the industry jargon. Naturally, I thoroughly enjoy working with clients who are willing to be openminded, trust the process, and are assured in knowing they are at the heart of everything I do. The value I add enhances my client’s future, by reducing time spent worrying on finances, and spending more time living. If you are intrigued by our process and would

3 February 2023 No Comments

Edward Wilby FPFS

Who do I work with? My clients are a diverse group, from successful individuals to business owners, who are planning for their futures and now looking for guidance managing their wealth for, and in, retirement. I have built up close relationships with clients over many years, and I enjoy sharing in significant milestones in their lives. Taking the time to really get to know my clients and understand what matters most to them means that they see me as someone they can trust. My aim is to help clients to put together a financial plan where I am able to genuinely deliver the financial outcomes that the client is looking for. I always strive to ensure that people understand the financial decisions they are making and what they need to do to achieve their goals. It gives me a deep sense of satisfaction when clients leave a meeting feeling energized

2 February 2023 No Comments

Chris Wade APFS

Who do I work with? I work alongside James Geard and Edward Wilby as their technical support. About me? I graduated with a BA Hons Business Studies degree in 2001 and have worked in a number of support roles in financial services industry over the last 20 + years. I joined HFMC Wealth in 2016 and have worked solely with James until Edward joined the team in 2020. I feel that one of the strengths of being the technical support is building a good relationship with the clients, as you are constantly involved with their financial planning needs. Outside of work I keep fit by running 2 to 3 times a week.

1 February 2023 No Comments

INSIGHTS

Caroline Maxwell

Steve Jerome DipPFS

Mark Morris FPFS

Phil Patient FPFS

Marc Shackman

Luis Amato APFS

Leon Blake DipPFS

Kev Burns DipPFS

Edward Wilby FPFS

Chris Wade APFS

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