Cashflow Planning & Modelling Archives

Ashley Powles

Who do I work with? I have worked with a wide variety of client situations helping them focus on understanding their objectives and motivations, leading to a financial plan that is suitable and tailored specifically for them. I believe in a traditional approach built on a strong client adviser relationship to ensure clients stay on track and allow them to spend their time on the things that are important to them. About me? From a very young age my parents involved me in their financial affairs, and I developed a strong relationship with their advisor, who we now count as a close family friend. It was that clear, sensible advice from a long-term trusted relationship with my family that motivated me to join the financial services upon leaving university. I went on to hold various corporate and technical roles within both small and large financial institutions until I felt I

17 October 2024 No Comments

Caroline Richmond FPFS

Who do I work with? I am dedicated to working with financially successful, solution-orientated individuals and families, helping them develop personalised strategies to meet their long-term aspirations and financial goals. At HFMC Wealth I collaborate with a talented team, ensuring our clients benefit from a modern, proactive approach to financial planning. About me? As a chartered financial planner with over 20 years of experience, I’ve had the privilege of guiding clients through a wide range of financial challenges and opportunities. For the past decade, I’ve been part of HFMC Wealth, a firm that stands out for its exceptional culture, strong values, and commitment to client success. I graduated from Portsmouth University with a BA Hons degree in Economic and Social History. I have since attained both Chartered and Fellowship status with the Personal Finance Society (PFS). My passion at work is creating comprehensive lifetime cash flow models that help clients

16 October 2024 No Comments

Joseph Bacon APFS

My experience I joined Weston Cummins in 2012 having previously worked for more local IFAs outside of London. I have been working in financial services for over 20 years and have attained the Chartered Financial Planner status. My experience has been built around research and technical knowledge, and I use this when working with the fellow advisers that I support to provide advice to my clients (and theirs). I enjoy being able to help my clients with their planning, alongside those of the other advisers. I have found that the answer to all financial planning problems lies within the information we can gather from our clients, therefore, listening and asking lots of questions is key to helping you achieve your goals. About Me Outside of work I am a keen cyclist and have recently started criterium racing. Along the two wheeled theme, I also own a motorbike and enjoy touring

19 April 2023 No Comments

Steve Powis DIPPFS

Working in financial services for almost 20 years, I have gained a wealth of experience. I am used to dealing with a broad range of clients with different aims, life cycles, and needs, and doing so has developed me into the adviser I am today. I have been advising clients since 2007, ever since joining Weston Cummins, who in turn joined HFMC Wealth in 2023 to be able to provide even greater services to existing and new clients. Who do I work with? My clients are both corporate and private – For my private clients, I offer independent holistic financial planning advice, covering all areas and topics of financial planning, typically to high net worth clients. I also deal with corporate clients and their directors. I provide advice and support for Workplace pensions, Death In Service, Income Protection and Private Medical Insurance schemes. I mainly deal with small to

19 April 2023 No Comments

Dominic Tryczynski

Who do I work with? Specialising in working with entrepreneurs, professionals and their families, I’m passionate about helping people have a rich and fulfilling life, both now and in the future. I do this by creating bespoke financial plans that bring this into focus, and by guiding clients to be more intentional with their money over the long term. About me? I’m a Chartered Financial Planner with over a decade of experience in financial services. Over the years, I’ve had the pleasure of working with diverse and interesting clients, in my previous roles at a Private Bank and a chartered financial planning firm, and now at HFMC Wealth. For me, living a rich and fulfilling life means travelling extensively, seeking out new challenges and experiences, and keeping physically and mentally active. On the weekends, I can be found out and about, enjoying all of the great live

30 March 2023 No Comments

Darren Berry FPFS TEP

Who do I work with? I work predominantly with private clients. I focus on helping clients protect what they have, and to successfully transfer their wealth to future generations, whilst ensuring they retain sufficient to support their desired lifestyle. This often results in working closely and collaboratively with my client’s legal and tax advisers. My clients are frequently entrepreneurs, and senior managers and directors who are either approaching or have recently made the transition into retirement. My clients are frequently time poor and looking for a trusted adviser to whom they can delegate. The most enjoyable part of my role is working with our clients. Meeting new people, hearing their story, and understanding where they are in life, how they have got there, and what lies ahead is fascinating, as everyone is unique. I find it incredibly rewarding being able to simplify complex decisions, and helping clients make sensible informed

23 March 2023 No Comments

Louise Shepherd APFS

Who do I work with? I have worked in the financial services industry for over 10 years, providing bespoke financial planning and wealth management services to individuals and families from all different backgrounds. I work in partnership with my clients to provide clarity and peace of mind, empowering them to be confident in their financial decisions both now and for the future. Taking the time to listen and understand my clients’ financial goals and lifetime ambitions allows me to construct a robust financial plan tailored exclusively to their needs. About me? After graduating from the University of Exeter with a Mathematics and Economics degree, I joined the Financial Services industry in 2011 as I was passionate about helping individuals make the best decisions about their finances. I began my career at a boutique Independent Financial Planning firm and moved through the various support and paraplanner roles as my studies

3 February 2023 No Comments

James Scott DipPFS

Who do I work with? My clients for over 25 years have come from a wide variety of sectors including large tech, professional services, investment professionals and successful entrepreneurs in the media and creative fields. Despite the obvious differences in profession, they all share one thing in common which is an understanding that working with a trusted financial planner to give them insights into their own and their families wealth is an invaluable tool in planning for the future. It’s a privilege to work with so many great clients and I’ve always enjoyed finding solutions for them in both the good times and the occasional bad times that life brings. My aim has and always will be to repay the trust they show in HFMC and me with energy and passion on finding tailored and bespoke solutions specifically designed for them. About me? I confess that my career in financial

3 February 2023 No Comments

Philip Kingscott DipPFS

Who do I work with? I have been involved in Financial Services for 30 years. I help individuals, families and business make sound financial decisions to help achieve their goals. I work mainly with clients in the Southeast of England and I have a strong relation with Accountants and Solicitors where many of my client referrals emanate. My advice is provided in a fee basis with the first consultation carried out on a non-cost no obligation basis. I utilise the latest financial planning software to demonstrate the initial plan which is then reviewed regularly to ensure it remains on track. About me? Outside of work I enjoy most sports but other than golf I tend to be a taxi service for my children’s sporting activity.

3 February 2023 No Comments

Phil Jelly DipPFS

Who do I work with? Financial planning continually evolves, as life progresses and as a result, I have a close partnership with my clients, to ensure they continually stay on track. I work with clients from all walks of life, medical, pharmaceutical, arts and entertainment, retail and professionals. Most of whom have very busy lives, but they are looking for a safe pair of hands to provide them with financial planning, so they can achieve their personal goals. About me? Having started my career in financial services as a Cashier at NatWest, I had the privilege of learning very early on, that we are all unique in our own special ways. I moved to HFMC Wealth in 2007 and on arrival, I continued to gain experience in providing financial advice to clients, by supporting two Partners of the company. In 2013, I became an adviser, focusing primarily on private clients.

3 February 2023 No Comments

INSIGHTS

Ashley Powles

Caroline Richmond FPFS

Joseph Bacon APFS

Steve Powis DIPPFS

Dominic Tryczynski

Darren Berry FPFS TEP

Louise Shepherd APFS

James Scott DipPFS

Philip Kingscott DipPFS

Phil Jelly DipPFS

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