Holistic Wealth Planning Archives

David Smith

Who do I work with? I partner with professionals, entrepreneurs, high‑net‑worth families and those planning for or enjoying retirement. Although their circumstances differ, they all value having a trusted adviser who can bring order, insight and long‑term direction to their financial world. My Specialisms: • Holistic Financial Planning • Retirement & Pension Planning • Investment Strategy & Portfolio Management • Cashflow Planning / Lifetime Modelling • Estate & Inheritance Planning My Qualifications • Over 20 years’ experience gained across several independent financial planning firms • CII Diploma in Financial Planning (DipPFS) • Chartered Financial Planner • Certified Financial Planner (CFP™) • MSc Finance About me When I’m not working with clients, I enjoy spending time with my family. I also hold a private pilot’s licence, and flying has become a rewarding way to combine learning, focus and a sense of adventure.

20 January 2026 No Comments

Ashley Powles

Who do I work with? I have worked with a wide variety of client situations helping them focus on understanding their objectives and motivations, leading to a financial plan that is suitable and tailored specifically for them. I believe in a traditional approach built on a strong client adviser relationship to ensure clients stay on track and allow them to spend their time on the things that are important to them. About me? From a very young age my parents involved me in their financial affairs, and I developed a strong relationship with their advisor, who we now count as a close family friend. It was that clear, sensible advice from a long-term trusted relationship with my family that motivated me to join the financial services upon leaving university. I went on to hold various corporate and technical roles within both small and large financial institutions until I felt I

17 October 2024 No Comments

Caroline Richmond FPFS

Who do I work with? I am dedicated to working with financially successful, solution-orientated individuals and families, helping them develop personalised strategies to meet their long-term aspirations and financial goals. At HFMC Wealth I collaborate with a talented team, ensuring our clients benefit from a modern, proactive approach to financial planning. About me? As a chartered financial planner with over 20 years of experience, I’ve had the privilege of guiding clients through a wide range of financial challenges and opportunities. For the past decade, I’ve been part of HFMC Wealth, a firm that stands out for its exceptional culture, strong values, and commitment to client success. I graduated from Portsmouth University with a BA Hons degree in Economic and Social History. I have since attained both Chartered and Fellowship status with the Personal Finance Society (PFS). My passion at work is creating comprehensive lifetime cash flow models that help clients

16 October 2024 No Comments

Joseph Bacon APFS

My experience I joined Weston Cummins in 2012 having previously worked for more local IFAs outside of London. I have been working in financial services for over 20 years and have attained the Chartered Financial Planner status. My experience has been built around research and technical knowledge, and I use this when working with the fellow advisers that I support to provide advice to my clients (and theirs). I enjoy being able to help my clients with their planning, alongside those of the other advisers. I have found that the answer to all financial planning problems lies within the information we can gather from our clients, therefore, listening and asking lots of questions is key to helping you achieve your goals. About Me Outside of work I am a keen cyclist and have recently started criterium racing. Along the two wheeled theme, I also own a motorbike and enjoy touring

19 April 2023 No Comments

Nick Frank FPFS

Who do I work with? I believe in a very traditional form of service in my role as a financial adviser. That is providing holistic advice to those who are recommended to me. In many ways this is akin to providing a boutique service, in that all the guidance I give is very specific to the individual receiving the advice and their circumstances. Typically my clients tend to be in their fifties or sixties and approaching retirement, looking to generate an income having retired, or wanting to consider Inheritance tax planning. In addition I often also look after my clients’ wider family. About me I joined HFMC Wealth in 2023, having previously been a director of Weston Cummins where I worked for over 25 years. Over the years I have studied hard to improve the quality of advice that I can provide and I am now a Fellow of the

19 April 2023 No Comments

Alan Weston Dip PFS

Who do I work with? I work with long established private client referrals. Over the years I have established a very loyal following which enables me to fulfil planning goals by passing money down through the generations in a tax efficient manner. Through a very personal and tailored approach, I help my clients fulfil their personal aspirations in regard to their own needs and the needs of the wider family. I have client relationships going back over 30 years. Building these relationships on trust and integrity makes my work extremely rewarding and fulfilling. About me? I joined HFMC Wealth in 2023, having previously been the owner of Weston Cummins which I founded in 1990. I am married with two children and two grandchildren and live in Hampshire.

19 April 2023 No Comments

Steve Powis DIPPFS

Working in financial services for almost 20 years, I have gained a wealth of experience. I am used to dealing with a broad range of clients with different aims, life cycles, and needs, and doing so has developed me into the adviser I am today. I have been advising clients since 2007, ever since joining Weston Cummins, who in turn joined HFMC Wealth in 2023 to be able to provide even greater services to existing and new clients. Who do I work with? My clients are both corporate and private – For my private clients, I offer independent holistic financial planning advice, covering all areas and topics of financial planning, typically to high net worth clients. I also deal with corporate clients and their directors. I provide advice and support for Workplace pensions, Death In Service, Income Protection and Private Medical Insurance schemes. I mainly deal with small to

19 April 2023 No Comments

Dominic Tryczynski

Who do I work with? Specialising in working with entrepreneurs, professionals and their families, I’m passionate about helping people have a rich and fulfilling life, both now and in the future. I do this by creating bespoke financial plans that bring this into focus, and by guiding clients to be more intentional with their money over the long term. About me? I’m a Chartered Financial Planner with over a decade of experience in financial services. Over the years, I’ve had the pleasure of working with diverse and interesting clients, in my previous roles at a Private Bank and a chartered financial planning firm, and now at HFMC Wealth. For me, living a rich and fulfilling life means travelling extensively, seeking out new challenges and experiences, and keeping physically and mentally active. On the weekends, I can be found out and about, enjoying all of the great live

30 March 2023 No Comments

Vince Lane FPFS

Who do I work with? I work in close partnership with my clients. I advise on clients from all walks of life including Medical, Media, Sports, Entertainment and Professionals who have very busy lives. Regardless of background all like to find a Trusted Adviser who can assist them with their planning to secure their Future Wellbeing. About me? I graduated in 1981 and joined a graduate programme in Financial Services. Following this in 1985 I established a directly authorised Financial Services business in conjunction with a Firm of West End accountants. In 1988, having gained a wealth of experience with both individual and corporate clients I joined R & S Associates as a Partner. During this time I continued to develop Professional Connections with Accountants and Solicitors, advising both individual and corporate clients. I chose to ally R&S Associates with HFMC Wealth in 2023 so that I could provide a

23 March 2023 No Comments

Darren Berry FPFS TEP

Who do I work with? I work predominantly with private clients. I focus on helping clients protect what they have, and to successfully transfer their wealth to future generations, whilst ensuring they retain sufficient to support their desired lifestyle. This often results in working closely and collaboratively with my client’s legal and tax advisers. My clients are frequently entrepreneurs, and senior managers and directors who are either approaching or have recently made the transition into retirement. My clients are frequently time poor and looking for a trusted adviser to whom they can delegate. The most enjoyable part of my role is working with our clients. Meeting new people, hearing their story, and understanding where they are in life, how they have got there, and what lies ahead is fascinating, as everyone is unique. I find it incredibly rewarding being able to simplify complex decisions, and helping clients make sensible informed

23 March 2023 No Comments

INSIGHTS

David Smith

Ashley Powles

Caroline Richmond FPFS

Joseph Bacon APFS

Nick Frank FPFS

Alan Weston Dip PFS

Steve Powis DIPPFS

Dominic Tryczynski

Vince Lane FPFS

Darren Berry FPFS TEP

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