INSIGHTS

Summary Q1 2026
Macro: The global economy remains in a stable, but low growth cycle. Growth is holding up better than feared, with Bloomberg Consensus forecasts of global

Markets Outlook Q1 2026
A Year for Prudent Optimism The New Year is upon us—resolutions may already be wavering, but our commitment to navigating markets remains steadfast! If you

Infrastructure: The Invisible Backbone of a Changing World
Infrastructure is now a critical growth story for the global economy. From data centres powering artificial intelligence (AI) to building the grids needed to support

Your Autumn Budget update, and what it means for you
After months of speculation and rumour, chancellor Rachel Reeves has delivered the Autumn Budget for 2025. In this update, we’ll explain the key changes and

Recognition for Citywire’s New Model Adviser list of Top 100 financial planning firms 2025
We’re delighted to have been selected again for Citywire’s New Model Adviser list of Top 100 financial planning firms 2025, and to see that our

Welcome to your winter edition of The Wire
After a year of unpredictable politics and resulting market turbulence, the excitement didn’t let up in November. Rachel Reeves delivered an unusually late Autumn Budget,

3 compelling reasons to give your child the gift of a pension investment this Christmas
Ask for a peek at your child or grandchild’s Christmas list, and depending on their age, you might find the Bluey Family BBQ playset or

5 legacy planning lessons from Ozzy Osbourne’s estate
When Ozzy Osbourne passed away in July 2025, he left behind a legion of devoted fans, a back-catalogue of heavy metal hits, and (according to

5 of the best European Christmas markets to visit this winter
Europe is home to some of the world’s most celebrated Christmas markets, and with the festive season upon us, you might be planning a last-minute

How “hidden” wealth could play a key role in your high net worth divorce
A recent divorce case, reported by Today’s Family Lawyer, involved a large Bitcoin fortune – an initial £10,000 investment now worth more than £20 million.

Why your Income Tax bill could be £7k higher by 2030… and what to do about it
In his 2021 Spring Budget, the then chancellor Rishi Sunak announced a freeze on the Personal Allowance – the threshold after which Income Tax becomes

HFMC Wealth Clients Benefit from Continued Investment Excellence as James Tuson Named in Citywire Top 100
HFMC Asset Management’s Investment Director, James Tuson, has once again been named in the prestigious Citywire Top 100 Wealth ManagerLists. This marks another milestone in